How are FABOH patients identified?

All FABOH employers have agreed to identify their employees and other beneficiaries by attaching a decal or printing "FABOH" on the front of the employee's health identification card.

If necessary, benefits may be verified by calling the benefit plan administrator or the Human Resource Department of the FABOH employer.

What advantage is there to using the Community Health Plan Provider Network?

In exchange for FABOH providers accepting reduced reimbursement, the FABOH employers have implemented health plan designs that pay higher levels of benefits for using providers in the Community Health Plan Network.

FABOH employers have three plan design options that will pay 10% to 30% more coinsurance for medical services rendered within the Community Health Plan network.

Tier 1 plan design with 10% coinsurance and a $200 deductible will be used to illustrate the significant savings for both the employee and employer that can be achieved by using FABOH network providers.

The cost of using out-of-network providers is significantly higher because the patient is not given the benefit of reduced fees that FABOH is given by directly contracting with the providers for their services.